Open enrollment is confusing.
You want to make the best insurance decision for your family.
Two reasons:
- There's a 400-page document you've been given that you're somehow supposed to understand; AND
- The person who you're supposed to meet with to discuss your benefits options is a salesperson who only has their best interests in mind, not yours.
It doesn't have to be this way.Really.
We put together a super quick course that will give you confidence as you select your benefits during open enrollment.
Joe Saul-Sehy
Joe was a financial advisor for 16 years. He worked with clients in a number of industries and helped them figure out how they can get the most out of open enrollment.
Now he's the co-host of the award-winning Stacking Benjamins podcast, where he talks about money topics every Monday, Wednesday, and Friday, with O.G. (short for the "other guy," who must stay anonymous to keep the government at bay).
They keep the podcast light so you can come here to take your learning to the next level.
What You Can Expect from the Open Enrollment Quick Hit
The Most Common Mistakes People Make
Are you making these mistakes?
The Best Strategy for Open Enrollment
Put on your armor, and come in with a plan.
Health Savings Accounts (HSAs)
Is a high-deductible health plan right for you?
Flexible Spending Accounts (FSAs)
The upsides, plus one serious downside, to FSAs.
Free Things from Your Employer
Free is the best price.
Vision and Dental Insurance
When to opt for vision and dental coverage, and when to opt out
Disability Insurance
Do you need more than your work provides?
Life Insurance
How much life insurance do you need?
What About Free Legal Services?
Some employer-sponsored accoutns have one year of free legal services so you can get your will set up.
Investing in Your Company
401(K), employee stock purchase plans... you know, the sexy stuff.
Roth vs. Traditional 401(K)
When should you invest in a Roth? When should you invest in a traditional 401(K)?
The One Thing Too Many People Miss Out on
If you wouldn't leave a conference room without picking up a bag full of money, you have to check out this piece.
What you can expect
The Open Enrollment Quick Hit Includes:
- 12 quick lessons, on every aspect of the open enrollment paperwork you need to consider.
- Which plan to get if you think you're going to leave your office in the next year and you're considering a pricey elective surgery